Tuesday, January 03, 2006

FHA Changes

Effective December 19, 2005, FHA will no longer require automatic repair on minor property conditions including, but not limited to:

1. Missing handrails
2. Cracked or damaged exit doors that are otherwise operable
3. Cracked window glass
4. Defective paint surfaces in homes constructed after 1978.
5. Minor plumbing leaks (like leaky faucets)
6. Defective floor finish or covering
7. Trip hazards (cracked or partially heaving sidewalks)

FHA will no longer automatically require an inspection for the following:

1. Wood destroying insect inspection.
2. Well water test.
3. Septic test or inspection.
4. Flat roof or unobservable roof.

Thank you to Carolyn Albright at GMAC (717-975-8012) for this update.

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